Buying your first place is exciting, but it is very easy to mess up if you are not careful with your planning. When you decide to buy a home, you need a solid plan so you do not overspend or miss hidden costs that show up later. Many people jump in without checking their credit score or getting a mortgage pre-approval, which usually leads to heartbreak when they find a house they cannot afford. if you want to buy a home canada style, you must account for extra things like land transfer taxes and lawyer fees that pop up at the very end.