A $20K budget can be enough for a basic crypto wallet project, but it really depends on what you expect the wallet to do. At the lower end, this budget usually supports an MVP version, which includes core features like wallet creation, sending and receiving crypto, basic security layers, and a simple user interface. This is often enough for startups that want to test an idea quickly or validate user demand before scaling.However, once you start adding advanced features, the cost increases quickly.