I've definitely been following this closely, and it's a really exciting space! From what I've been reading, the future of fintech seems to be heavily influenced by AI moving from just assisting to becoming more autonomous. This means AI isn't just flagging anomalies anymore, but actually making proactive decisions and restructuring workflows. Another huge area is the continued growth in digital and real-time payments, which are becoming the standard rather than the exception. There are some really insightful articles outlining the top fintech trends, and it seems like embedded finance is also growing beyond just payments into other areas like lending and insurance.
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